Don’t let damage get you down… We’ve got you covered with Goof Proof.

Fabric, Leather and Vinyl Furniture

• Accidental stain attributed to a single incident
• Mark from an ink pen, crayon or permanent marker up to 6” in length
• Rips, tears, and puncture
• Burn, singe, or heat mark
• Dye transfer
• Fading caused by light or sun exposure

Wood and Hard Surface Furniture

• Accidental stain attributed to a single incident
• Scratch, gouge, chip, puncture, or dent that penetrates the surface to reveal the substrate beneath the finish
• Liquid mark or water ring
• Burn, singe, or heat mark
• Breakage of glass or mirror
• Fading caused by light or sun exposure

Lamps

• Breakage of lamps
• Damage to electrical switch or cord
• Stains
• Tears to lamp shades

Area Rugs

• Accidental stain attributed to a single incident
• Stain from gum

 

Outdoor Furniture made of resin rattan, strapping, sling, metal and wood designed for outdoor use:

• Accidental stains attributed to a single incident
• Accidental rip, tear, burn, and accidental surface damages that penetrate the finish
• Breakage of frames, and mechanisms
• Umbrella lighting systems and umbrellas
• Structural or component failure
• Broken zipper or button

Adjustable Bed Base:

• Breakage of mechanisms including sleeper mechanisms, reclining mechanisms, lifting mechanisms, heating mechanisms and, vibrating mechanisms
• Breakage of steel frames and welding
• Failure of integral electrical components including wiring, motors, and remote-control devices
• Damage caused by power surges
• Junction box failure

• Structural or operational failure of components such as cracking or breaking of wood frames, breakage of furniture legs, mechanisms, springs, motors, welds, bases, electrical components, and handles necessary to the operation of the item
• Seam and stitching separation
• Broken drawer glide, knob, or pulls
• Broken zipper or button
• Loss of silvering of a mirror
• Single incident pet damage on indoor furniture

Certain stains, odors, and general wear & tear:

• Accumulation (a buildup of multiple stains or damages that have occurred over time and cannot be attributed to a single incident).
• Anything reported after 60 days of discovery
• Wear and Tear (the expected decline in condition through normal daily usage).
• Odors
• Loss of resiliency
• Damage caused by misuse (such as jumping on furniture)
• Abuse
• Damage covered by a Homeowner’s Policy
• Using cleaning products not approved by the manufacturer or administrator