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Bob's Financing & Payment Options

Bob’s Way to Pay gives you more Financing and payment options than ever! Choose one below and start loving your furniture now!

 

My Bob’s Card

 

Backed by Wells Fargo

Upon credit approval you will receive an available revolving credit line you can use immediately with minimum monthly payments required.

Finance Stocked Merchandise, Outlet Merchandise, Delivery Charges and even Goof Proof Protection in stores and online. No money down.

We provide three financing options:

  1. 6 Months special financing with approved credit on any purchase of $399 or more.

    No Interest if Paid in Full within 6 Months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

    • For orders $399 or over.
    • This option is best for those who wish to pay the purchase balance in full within 6 months.

    *The Bob's Discount Furniture credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $399 or more charged with approved credit at participating merchants. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 06/01/18 and is subject to change. For current information, call us at 1-800-431-5921.

    In order to complete your application online, you’ll need a camera-enabled smartphone and acceptable State or Federal issued ID. You can also complete your application at a store near you.

  2. 12 Months special financing with approved credit on any purchase of $1200 or more.

    No Interest if Paid in Full within 12 Months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.**

    • For orders $1200 or over.
    • This option is best for those who wish to pay the purchase balance in full within 12 months.

    **The Bob's Discount Furniture credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $1200 or more charged with approved credit at participating merchants. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%.If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 06/01/18 and is subject to change. For current information, call us at 1-800-431-5921.

    In order to complete your application online, you’ll need a camera-enabled smartphone and acceptable State or Federal issued ID. You can also complete your application at a store near you.


    Currently available on In-Store purchases only:

  3. 30 Months special financing with approved credit on any purchase of $2500 or more (In-Store only)

    Special Rate of 9.99% APR with 30 equal monthly payments with a minimum purchase of $2,500***

    • For orders $2500 or over.
    • This option is best for those who wish to pay the purchase balance in full within 30 months.

    ***The Bob's Discount Furniture credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $2500 or more charged with approved credit at participating merchants. The special terms APR of 9.99% will apply to the qualifying purchase, and 30monthly payments equal to 3.7984% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2020 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2020.

    In order to complete your application online, you’ll need a camera-enabled smartphone and acceptable State or Federal issued ID. You can also complete your application at a store near you.

 

My No Credit Needed Payment Option

 

Backed by AcceptanceNow

With my No Credit Needed option you can lease to own quality furniture. Approval isn’t based on your credit score and monthly payment plans are available.

You can:

1. Use this program to establish or build your credit history.
2. Pay as you go! Choose the plan that is right for you.
3. Use this option in-store with Stocked Merchandise, Outlet Merchandise, and even *Goof Proof Protection (*this offer not available in California).

Fill out the application and bring your approval certificate to one of my locations. A Bob’s associate will assist in making the best selection for your home.


*This option is not available in California