About Your MyBob’s Credit Card by Wells Fargo

We are moving to a new bank partner for MyBob's Card. Wells Fargo will no longer issue or support new purchases, and Synchrony will become our new credit provider.

This change allows us to continue improving the overall experience for our customers.

Synchrony becomes our credit partner on May 11, 2026, for all new applications.

Yes, for now. You can continue using your Wells Fargo MyBob's Card for purchases through July 1, 2026, if you have available credit.

Starting July 2, Wells Fargo MyBob's Cards will no longer work for new purchases at Bob’s. To keep using special financing, you will need to apply for a new MyBob's Card issued by Synchrony.

No. Synchrony MyBob's Card accounts are not created automatically. If you want to continue using a MyBob's Card, please visit www.mybobs.com/financing-options to see if you prequalify.

No. Any balance you have with Wells Fargo stays with Wells Fargo and continues to be paid to Wells Fargo, not Synchrony.

You can continue making payments to Wells Fargo until your balance is paid off. Your Wells Fargo account stays open only for repayment.

Yes. You can apply for the Synchrony MyBob’s Card starting May 11, even while your Wells Fargo card is still active.

Yes, during the transition period your MyBob’s Card from Wells Fargo will work until July 1, and any newly approved MyBob’s Card can be used right away.

Orders placed before July 1 using your Wells Fargo card are not impacted. Delivery and billing will continue as expected.

After July 1, Wells Fargo credit cannot be used for new charges. Any added items would need to be paid with another payment method or our new MyBob’s card issued by Synchrony.

Your Wells Fargo terms stay the same for your existing balance. New financing terms for future purchases will be based on the new MyBob’s card program and your approval.

Applying for a new card may result in a standard credit inquiry. Payments made on time to either bank help maintain a positive credit history.

Wells Fargo will send you statements and notices explaining next steps and final closure timing.

Yes. We will share reminders through email, on your account online, and in our stores so there are no surprises.

The purchase will not go through. A Bob’s associate can help you choose another payment option or apply for a Synchrony MyBob’s Card.

For balance, payment, or statement questions, you should contact Wells Fargo directly using the phone number on your statement.

Our teams are here to help. Visit a Bob’s store, chat with us online, or call us for support during the transition.

We will continue to offer financing options from Fortiva, Acima and American First Financing as well as Pay in 4 from Affirm and Klarna.

Returns after July 1 would be credited to Wells Fargo until October, at which time you will receive a check for any outstanding balance owed.